HEALTH CARE REFORM

Greetings,

Health Care Reform is NOT Rocket Science, As shown Below;

When you discuss Health Care Reform, You must also Reform The Policies and procedures of the Health Insurance Cartels. Which begins with Setting Guidelines they Must follow if they are going to Participate in programs with the Government. Lets Begin;

A) Scrap the Present Bill & Open Medicare to All Americans, with a 100% Coverage and Prescriptions.

( 1 ) Health Coverage would begin as soon as Medicare's " Open Enrollment Period " In June 2010.

NOTE: To Begin the Program I would use the TARP Program Funds to seed the Medicare Budget. Basically taking a Bad Program by Bush and the Republicans and Turn it Around for the Good of All Americans, After All If Bush and the Republicans can Bailout Banks and Wall Street, This Congress should be able to use the remaining funds to help 40 million Americans get Affordable Health Care Coverage.

( 2 ) Patients Under the Age of 50 would be Responsible for the 20% of their Coverage. And at Age 62 Premiums would be Part B as Usual, Nothing in Medicare would change.


NOTE: Subsidies that would have been given away to the Health Insurance Cartels for Covering the 20% that Medicare doesn't. (which is approx. 60B or higher) Would be put into the Medicare Budget to fund Universal Health Care Coverage.


( 3 ) The Following Regulations would be put in place Immediately by the Health Insurance Companies:

( A ) The Following is "Prohibited" :


1) Refusal to provide Coverage


2) Denial of Prescribed Treatments by the patients physicians


3) Over Rule a Doctor's Order's

4) Cannot Interfer with the decision making process between a patient and their Physicians.

5) Cannot drop patients due to chronic illnesses

6) Cannot REFUSE Coverage for a Pre-exsisting Illness or Chronic Health Problems.

7) Cannot Charge more than 10% of income on Seniors and the disabled
15% between the income brackets


8) Cannot Charge more than 20% of income on those making $100,000.00 yearly
25% between the income brackets


9) Cannot Charge more than 30% of Income on those making $125,000.00 yearly.

35% between the upper income brackets


10) Provide competetion between Insurance Companies


11) Prevent Health and other Corporations from having monopolies Individual states.

12) REPEAL the Maccarran-Fergersen Act( that bought congress 64 years ago, It will be NO MORE. Including Eliminating all Exemptions.

NOTE: THIS WILL PAY FOR ITSELF, IT WILL NOT RAISE THE DEFICIT, IT WILL REDUCE THE DEFICIT, THERE WILL BE "NO" NEW TAXES on medical supplies, Insurance plans, etc.


In closing I have Investigated the above described plan, and the ONLY problem is that the Health Insurance Cartels will be ticked off, Because of their MisBehavior, OverCharging,Refusal, Dropping and Interfering with and overruling the patients and physicians treatment plan.

They will also be forced to charge reasonable premiums, It will also reign in their profits, eliminate their exemptions so they will have to work hard, and Do some House cleaning of their own concerning payroll, CEO's packages and Bonuses.


I believe in free trade, but I don't believe that a Company Has the right to Rip off and over charge their patients. I expect to get what I paid for, and that is Uninterupted Coverage and not be threatened with being dropped.


As I said, health Care Is Not Rocket Science, And is totally Understandable when the health cartels and their croonies are not involved and breathing down our necks. As well as when Senators and Representatives would do their jobs instead of wheeling and dealing and blackmailing the American people and programs that would help us.